95 Central Avenue | P.O. Box 160 | Coon Valley, WI 54623 | 608-452-3160
about us
We service Vernon, Monroe, and La Crosse Counties in Western Wisconsin
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Eagle Abstract was started in 1992 by Donna Bean. As abstracts were being phased out and title insurance was becoming more popular Donna transitioned Eagle Abstract into Eagle Title Company in 1994.
When Donna was ready to retire Laurie Holte bought Eagle Title Company in the early 2000s. Sara Rudie joined Laurie in 2014.
Eagle Title Company has been in the same location at 95 Central Ave, Coon Valley since it was established.
The Life of a
Real Estate
Transaction
Insuring the
"GAP"
In a typical real estate transaction, the title company of a policy-issuing title agent issues a title policy to the buyer, seller, and/or to the lender (if there is a mortgage) and, separate and apart from issuing the title policy, provides a closing service to facilitate the smooth transfer of the real estate. Sometimes a client will choose to close the transaction without assistance of a title company or a policy-issuing title agent.
PROTECTION DURING THE "GAP" PERIOD
The title company protects the buyer and lender from covered liens, and other covered title defects that are recorded against the property in the "Gap" period. The period between the through date of the last courthouse record search (the effective date of the title commitment), and the recording date of the new deed and/or mortgage (the effective date of the title policy)
PAYOFFS
The title company insures that all existing mortgages and other liens are paid off after closing pursuant to written payoff instructions.
DEFECTS IN TITLE
The title company corrects many defects in title prior to closing the transaction, such as errors in the legal descriptions or names of the parties, and requires resolution of issues related to legal proceedings that might affect the property.
RECORDABLE DOCUMENTS
The title company insures the new deed, mortgage, and other documents intended for recording are in recordable form and then properly recorded.
AN ITEMIZED LISTING OF RECEIPTS AND DISBURSEMENTS
The title company provides, pursuant to federal law, an itemized settlement statement listing receipts, and disbursements resulting from the transaction creating the interest being insured.
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